<aside> 💡

You’ll notice we don’t spend much time talking about things like maxing out your 401(k), using the Augusta Rule, or chasing small deductions. That’s intentional.

</aside>

Why We Don’t Focus on “Basic” Strategies

401k plans, the Augusta rule, writing off mortgage interest. All of these things are useful, but they’re also widely known, commonly implemented, and limited in impact.

For high earners, these basics quickly hit ceilings.

Contribution limits cap the benefit, deductions phase out, and future tax rates remain an unknown.

That’s why while we assume these fundamentals are in place, they’re not the focus of real planning.

They barely reduce taxes because they don’t change the structure of how income is earned, taxed, or preserved long term.

I don’t focus on basic strategies because:

  1. you’re probably already using these tools and don’t need my help with them.
  2. they barely move the needle when it comes to tax mitigation.

Instead, I focus on advanced strategies that actually move the needle. Keep exploring this guide to learn more.

Basic Strategies You Can Use

I don’t teach these, but here’s what some of the most common ones are: